It is important to note that although a Pinal County home might not be located in an HOA neighborhood, it still might be bound by CC&Rs of the previous owners (for instance, in the event of lot splitting, etc), or by zoning restrictions of Pinal County. Living in a non-HOA subdivision does not necessarily give you carte blanche to do whatever you want with your Pinal County property. When buying a home without a homeowners association, use your inspection period to perform due diligence on what rules may apply to your potential new Pinal County real estate. Save yourself from headaches later.